Our Story

From grassroots VSLAs to a professional SACCO — the ERUKO journey

Who We Are

ERUKO Saving & Credit Cooperative Society

ERUKO MULTIPURPOSE CO-OPERATIVE was established in 2015 in Loarengak_Lakezone ward, Turkana County, Kenya. Born from the urgent need to address the financial vulnerability of pastoralist communities facing climate change, we have grown from a small Village Savings and Loan Association (VSLA) into a formal, registered Savings and Credit Cooperative Society.

Our name, ERUKO, reflects our deep roots in the Turkana community. We serve 222+ members — Men and women — across 12 youth and women groups, working together to build resilient livelihoods.

2015Founded
222+Members
1,200 HALand
12Groups
ERUKO MULTIPURPOSE CO-OPERATIVE community members in Turkana
2015 Founded in Lodwar
Our Focus

The Five Pillars of Climate-Smart Agriculture

Aloe Turkanensis plant in Turkana
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Aloe Turkanensis

Indigenous to Turkana, Aloe Turkanensis offers medicinal and commercial value. ERUKO supports sustainable harvesting, processing, and market access for this unique desert plant.

Moringa trees growing in Turkana
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Moringa

Drought-resistant and highly nutritious, Moringa is ideal for Turkana. ERUKO finances cultivation, processing into powder and oils, and connects members to buyers.

Beekeeping along Lake Turkana
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Beekeeping & Honey

Working with 23 Beach Management Units along Lake Turkana, our beekeeping programme creates sustainable income while supporting pollination of local plants.

Pasture production in Kalobeyei
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Pasture Production

Working with farmers in Kalobeyei to produce high-quality pasture for livestock feed, supporting pastoralist livelihoods across the region.

ERUKO SACCO savings and loans
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Saving and Loaning

ERUKO provides accessible savings and loan services to our members, helping them build financial resilience and support their livelihoods.

Leadership

Our Team

Meet the dedicated leaders and staff driving ERUKO MULTIPURPOSE CO-OPERATIVE's mission across Turkana County.

Meet Our Team →